Black women entrepreneurs are vital to the U.S. economy

Black women entrepreneurs are a driving force in the U.S. economy, yet many face systemic barriers to accessing capital. From higher bank loan denial rates to limited financial resources, racial and gender inequities continue to restrict small business growth. This article highlights how Kiva’s zero-interest, no-fee crowdfunding loans help expand access to funding for Black women business owners. Featuring real stories from entrepreneurs in beauty, home services, and fashion, the piece explores how community-backed microloans support business expansion, job creation, and long-term economic mobility. Learn how alternative financing models are helping close the capital gap for Black women entrepreneurs and strengthen inclusive small business growth in the United States.